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INSURANCE OFFERINGS

Get insurance and know you're protected.
BUSINESS
BUSINESS

General Liability

Coverage that protects you from many claims including personal injury, bodily injury, property damage and others that can result from corporate operations.  Some people purchase other business liability insurance along with general liability.  

Commerical Automobile

Protection — liability, personal injury/medical, comprehensive, and collision coverage and more — to keep business progressing, while using auto transportation.

Commercial Umbrella

Umbrella liability insurance protect your business when accidents occur and your existing liability insurance policies cannot cover all the expenses.  This policy picks up when other policies do not fully cover. 

Worker Compensation

A required form of insurance carried by several corporations that covers medical costs and a share of lost income for an employee who’s injured or ill from work.

Cyber Liability

Cyber and privacy policies protect a business' liability from data breach when the company's clients' private information, such as Social Security or credit cards, are stolen by a criminal who has gained access to the firm's electronic network.

Employment Practices Liability

Protects employers from actual or alleged unfair behavior including unjust termination, discrimination, retaliation, and harassment from employees and, with optional third party coverage, from clients and other parties.

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Workers
General Liability
Employment

NEW

Cyber Liability
Commercial Umbrella
Commerical Automobi
HEALTH

Medicare Supplements

Medicare Supplement insurance covers your share of health care costs not protected under the Medicare Plan including deductibles, coinsurance, and copayment amounts.

Disability Income

Employer sponsored group health insurance for small business.  Representing all major, health carriers.

Individual & Group Health

Individual health insurance is purchased on an individual or family basis, as opposed to being offered from an employer.  Bundle up and save for group rates. 

 

Long Term Care

Long-term care insurance that pay’s for the necessary care when you cannot care for yourself. It can protect your family's future finances and your own investments and savings.

 

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HEALTHCARE
Disability Income
Individual and Group Hea
Long Term Health Care
Medicare supplem
LIFE
LIFE
Final Expense
Key Person

Whole Life

Whole life insurance prepares your family for the unexpected. The death benefit can replace a family's loss of income, aid with mortgage or educational costs — or leave a legacy for the future generation. Over time, whole life policies build cash value that grows tax-deferred, and can be accessed during your lifetime. 

Final Expense

Picking up the pieces while managing the death of a loved one and the accompanying emotions is distressing. Plus, there are several expenses connected to death that can exceed more than $8,000. Without a final expense life insurance policy, many families struggle acquiring these funds.

Term

Term life insurance is the most basic type of protection. Premiums are generally paid on a monthly or annual basis and your family is protected for that "term." Carriers offer many affordable term life insurance products to fit your needs, time and budget.

 

Key Person

Key person insurance is life insurance on the key people in your corporation. The absence of these people would depreciate the company.

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Term
Whole Life
Need more details? Contact us.

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© 2019 Pamela Rubin Knudsen Insurance | CA LIC #0828848

O | 760-917-5060 | California | Arizona | Texas | Wyoming | Michigan | Nevada 

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