
OUR EXPERIENCE
As an Independent Insurance Agent with over 35 years of experience, Pamela Rubin-Merel puts your needs first. Her mission is to make sure clients are secure and properly protected, whether that means business insurance for a growing company or Medicare guidance for someone approaching retirement.
Pamela Rubin-Merel Insurance Services is proud to serve multiple generations of businesses and families across California, Arizona, Texas, Wyoming, Michigan, Nevada, Oregon, and Washington.
OUR SERVICES
As an independent insurance agency, we represent your best interest, not an insurance company's. It's our duty to understand your situation, your needs, and your budget, then match you with the right business insurance or Medicare plan for your circumstances.
While we work with many top-rated carriers, we're not tied to any single one. That independence means the policy we recommend is chosen because it's right for you, not because it's the only option we can offer.

OUR CARRIERS
We work for you, not the insurance companies. As an Independent Insurance Broker, we choose which carriers to partner with, and we only work with top-tier, A-rated companies.
Within our network, we compare a number of insurance companies and their offerings, from Business General Liability and Workers' Compensation, Employer Group Health, Personal Homeowners, Auto, Recreational and Boat to Medicare Advantage and Medicare Supplement plans, to find the best coverage at the best price for you.
Help us, help you. Provide us with as much detail as you like, so we can develop the best options for you.
LET'S GET STARTED
No risk. No commitment.
After you submit some basic infomation, we’ll get started finding the best policy to protect yourself.

















